Ok, while I know you said your debit card declined even though you have money on it, just hear me out. You may need to call your bank or card issuer for their help in finding the culprit, but chances are that the issue is very solvable – even if you’re pretty frustrated right now. Similarly, if you need cash but realize that your ATM card is not working, it can be a real pain.įiguring out why your debit card is declining when you have money is going to be key to allow your debit card to start working. It’s definitely irritating when you find yourself in the position where your debit card was declined but you have money in the bank – or at least you think you do. Why is my debit card declined when I have money?
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